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1)    Is it free to inquire?
2)    Is my information private?
3)    What can be removed?
4)    Is it legal?
5)    Are you licensed?
6)    How long does it take?
7)    Can I create my own disputes?
8)    Can I see your disputes?
9)    Can I track my results?
10)  Is Credit Repair A Scam?
11)  Do I need a law firm to repair my credit reports?
12)  Can I trust Credit Repair Companies?
13)  Sign Up Now...

1) Is it free to inqure?
Yes!  You can call, e-mail, or live chat with us if you have a few questions. We want you to have all of your questions answered, free of charge. 

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2) Is my information private?
We do not sell or release any of your information to anyone.  Your personal information is only used to perform the work necessary to dispute items on your credit report. Please review our privacy policy for more information. 

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3) What can be removed?
We can remove:

•  Judgments
•  Collections
•  Late Pays
•  Inquiries
•  Bankruptcies
•  Foreclosures
•  Incorrect Personal Information
•  Charge Offs
•  Inaccurate Information
•  Obsolete Items
•  Repossessions
•  Personal Identification
•  Closed Accounts
•  Negative Settlements
•  Liens

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4) Is it legal?
Disputing items on your credit report is absolutely legal.  It is equivalent to pleading not guilty in court.  We use the Fair Credit Reporting Act (FACT) and the Fair Debt Collection Practices Act to dispute items on your report.  You can legally hire Evolution Credit under the Credit Repair Organizations Act (CROA).

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5) Are you licensed?
We are licensed to perform Credit Services.  Please contact us for licensing information. 

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6) How long does it take?
This is the most asked question.  The answer: It depends. Each person has a different report with unique circumstances.  Some customers see results in as little as 30 days, other take 90 days, some longer.  We work as fast as possible to achieve maximum results for you. 

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7) Can I create my own disputes?
You can create your own disputes using your online account.  We will review, print, and send your disputes on your behalf. 

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8) Can I see your disputes?
Our disputes are proprietary and are not released to customers. 

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9) Can I track my results?
Using your online account you can see what items are being disputed and the results for each.  You will also receive a monthly update with  the items being disputed and the results. 

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10) Is credit repair a scam?
No.  Repairing your credit report is your right!  The Fair Credit Reporting Act allows you to dispute information on your credit report. The Credit Repair Organizations Act allows you to hire companies like Evolution Credit on your behalf to dispute items on your credit reports. However, there are a few things you should keep in mind when it comes to repairing credit reports.

  • No company can guarantee specific results. If the company is guaranteeing something that sounds to good to be true, then it probably is too good to be true.
  • Some companies are frauds and others really can significantly improve your credit.  Be careful when you select the company that is going to help you.
  • Improving your credit starts with you.  Understanding credit and using it wisely is half the battle.

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11) Do I need a law firm to repair my credit reports?
No. Law firms are often much more expensive and achieve the same results than a professionally licensed Credit Service Organization. The Fair Credit Reporting Act is available to everyone, not just law firms. 

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12) Can I trust Credit Repair Companies?
You can trust Evolution Credit because we are a Licensed Credit Service Organization. However, many credit repair companies cannot be trusted.  We advise you follow these rules in selecting a company.  Make sure the company:

  1. Is licensed to repair credit reports.
  2. Has a satisfactory BBB report (link).
  3. Gives you a free credit analysis first.
  4. Has only one person that manages your file and account.
  5. Protects your privacy
  6. Has a 100% money back guarantee and warranty
  7. Has Unlimited Service
  8. Allows you to cancel at anytime without penalty
  9. Has proven results and no hidden fees.
  10. Have reasonable fees for their services.

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13) Sign Up Now:

       
 
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client testimonial:

"I can’t believe how much my score increased in just 45 days!  I was able to get a house and a car in the same month."

- Jamal, Miami, FL

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